Advertising Liability in Canada: Blue Mountain Log Sales Ltd. v. Lloyd’s Underwriters, 2019 BCCA 240The Advertising Liability coverage that came into place in modern commercial insurance policies in the 1970’s has been explored and clarified in many cases since it arose, perhaps less so in Canada than in other jurisdictions
An Update on the Family Member Exclusion Clause: The End of Russian Roulette in Policy InterpretationIn my paper, “The Family Exclusion Clause: The Search for Ambiguity”, published in Expert Guides/Insurance and Reinsurance, London, UK, in August 2017, I commented on the British Columbia Supreme Court decision in Gill v. Ivanhoe Cambridge, 2016 BCSC 252
The standard wordings in a commercial general liability policy (CGL) will frequently read as follows:
Bodily Injury and Property Damage Liability
To pay on behalf of the insured those sums which the Insured shall become legally obligated to pay as damages because of:
Consider the following: The insurer has issued a standard homeowner's policy to the insured. A developer is engaged in building a new house on adjacent property. In the course of so doing, a large amount of earth and rock is placed on the adjacent property. As is often the case, this volume of...